Business plan and cash flow: prepare your decisions.
Starting up, hiring, investing or applying for financing: we build a realistic forecast with you and the indicators that matter for the decision ahead.
Invest. Hire. Grow.
Before you commit, we work out the impact of your project on your profit and your cash flow.
Premises, equipment, a vehicle.
How much to finance, when, and what you have left each month.
A first or a new employee.
The cost over twelve months and the revenue needed to cover it.
A new activity or a new market.
The financing need and the break-even point to reach.
- 1Your assumptions
- 2Your forecasts
- 3Your action plan
Business plan, budget and dashboard.
Each deliverable answers a specific question. We avoid piling up indicators that nobody uses.
Financial business plan
Sales, costs, investment and financing assumptions. We build a consistent projection from your business model, making clear what still depends on an assumption.
Cash flow forecast
Receipts and payments are placed over time to anticipate a financing need. Customer payment delays, deadlines and investments become visible.
Management reporting
A dashboard suited to your business: revenue, margins, expenses, cash and variances against budget. The frequency and source data are defined with you.
Review meeting
A structured meeting to understand variances and prepare actions. Reviewing a cost, adjusting a hire or updating a forecast becomes a documented decision.
What if your customers paid later?
A business can be profitable and still run short of cash. We link the expected profit to the timing of payments to see when cash will be needed.
- What revenue do you need to cover your costs?
- What is the gap between invoicing and getting paid?
- What will a new hire mean for the coming months?
- What financing should you plan before investing?
Same business, different cash flow.
A forecast is based on assumptions: it supports your decisions and is updated with actual results, without guaranteeing a future outcome.
The information to prepare your forecast.
Your goal
The investment or change to assess, and the date of the decision.
Your figures
Available accounts, orders, costs, deadlines and financing.
Your assumptions
Prices, volumes, hiring and expected payment terms.
Answers to your questions.
Can’t find the answer for your situation? Tell us what you need.
Can you prepare a business plan for a bank?
Is this included in regular bookkeeping?
My business has only just started: is it useful?
The right expertise for every need.
Your first consultation is free.
Ask your questions directly to a chartered accountant and find out what support suits your business.
Free initial consultation · No obligation · Member of the Order of Chartered Accountants (OEC)